Macon, GA Area

BUYER'S SEMINAR: Learn How You Can Keep Your Current Home While You Build!

At Intercoastal Mortgage, we know building your dream home is one of life’s biggest milestones. Our goal is to make the process as smooth, flexible, and affordable as possible — so you can focus on creating the home you’ve always wanted. Why Clients Choose Our Construction Loan Program? 

• Keep Your Current Home While You Build: We won’t count your existing housing payment in qualifying if you plan to sell before converting to a permanent mortgage. 
• Flexible Two-Time Close: Two closings (construction + permanent), but not double costs — this setup gives both you and your builder more flexibility. 
• Manageable Monthly Payments: Interest-only payments during construction — and only on funds that have been drawn.
• Online Access with BUILT: Track inspections, draws, and builder payments through our web-based platform.

MEET THE LENDER

Chuck Reed - Branch Manager
609-442-4185 • creed@icmtg.com • NMLS ID #189915
110 Traders Cross, 2nd Floor
Bluffton, SC 29909